Understanding Today’s Financial Environment
Welcome to Financial Advocates Investment Management - Northern California.
With more than 50 years of combined financial services, experience our firm specializes in providing comprehensive retirement plan consulting, executive benefits and private wealth management to clients throughout the United States.
As investment advisor representatives we strive to provide high-level Retirement Plan Consulting & Wealth Management. We help our Plan Sponsors and individual investors work towards improving their potential investment opportunities and ultimately towards the goal of financial security.
Our resources and experienced Consultants at Financial Advocates Investment Management demonstrate our commitment to providing a premier level of service to our client base.
These services include:
Institutional Retirement Plan Services - By integrating fiduciary assistance, participant education, and investment advice and strategies, we are able to provide customized solutions to our plan sponsors.
Executive Benefits - We help plan sponsors develop a smooth integration of qualified and non-qualified plans to attract, retain, and motivate exceptional executives.
Participant Resources - Access to useful tools to help you plan for your future.
Private Wealth Management - Our Independent fee-based advisors work with corporate executives, affluent individuals and families to help them reach their financial and retirement goals.
We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are investing for retirement, college savings or estate planning, our personalized service focuses your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (916) 757-6935.
DESIGNATIONS & AWARDS
|Patrick G. Gainer with Financial Advocates Investment Management – Northern California, is proud to be among the first investment advisors nationally to successfully complete the independent certification process of IMCA – The Investment Management Consultants Association. IMCA offers the only financial services credential accredited by the American National Standards Institute: The Certified Investment Management Analyst (CIMA) certification.||Financial Advocates Investment Management – Northern California, is set apart from other advisors by meeting the rigorous professional standards and testing in all areas of retirement plans and retirement planning from the College of Financial Planning. This certification affirms their skill and knowledge to recommend, install, and maintain comprehensive customized retirement plans.|
Patrick G. Gainer with Financial Advocates Investment Management– Northern California, is proud to be among the first investment advisors globally to successfully complete the independent certification from the Centre for Fiduciary Studies. The AIF Designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care.
When Do You Need a Will?
When do you need a will? The answer is easy: Right Now.
Many pre-retirees can become focused on the “ideal” retirement, but turning that dream into a reality can be tricky. This content piece was written to help clients manage their expectations while maintaining optimism for the future.
The Half Million Dollar Baby
The true cost of raising a child may be far more than you expect.
Understanding the economy's cycles can help put current business conditions in better perspective.
Annuities are versatile tools that can help you save for retirement and generate income in retirement.
Sound estate management includes creating financial and healthcare documents. Here's an inside look.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
Have you ever wondered how your credit score compares to the rest of the country? Take a look and see.
Use this calculator to better see the potential impact of compound interest on an asset.
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
Use this calculator to compare the future value of investments with different tax consequences.
This questionnaire will help determine your tolerance for investment risk.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Estimate how much you have the potential to earn during your working years.
Using smart management to get more of what you want and free up assets to invest.
Investment tools and strategies that can enable you to pursue your retirement goals.
A presentation about managing money: using it, saving it, and even getting credit.
Principles that can help create a portfolio designed to pursue investment goals.
How federal estate taxes work, plus estate management documents and tactics.
The importance of life insurance, how it works, and how much coverage you need.
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
There’s an alarming difference between perception and reality for current and future retirees.
Why are 401(k) plans, annuities, and IRAs so popular?
Understanding the cycle of investing may help you avoid easy pitfalls.
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.